詞匯——銀行場(chǎng)景

　　銀行交易的場(chǎng)景主要以銀行提供的服務(wù)項(xiàng)目為主，包括開(kāi)戶(hù)頭、存款、提款、貨幣兌換等信息。

　　1）常用詞匯

　　bank book/pass book存折              open an account開(kāi)戶(hù)

　　earn interest賺取利息                 savings account儲(chǔ)蓄存款帳戶(hù)

　　current account活期存款帳戶(hù)           check/cheque  account支票帳戶(hù)

　　deposit account定期存款帳戶(hù)           annual interest rate年利率

　　monthly savings account按月計(jì)息帳戶(hù)    daily interest account按天計(jì)息帳戶(hù)

　　instant account速成戶(hù)頭                service charge服務(wù)費(fèi)/手續(xù)費(fèi)

　　signature card簽名卡                  draw/withdraw提款

　　order check/cheque記名支票            rubber check/cheque空頭支票

　　blank check/cheque空白支票            exchange rate匯率

　　denomination=face value面額           four in hundred四張一百元面額

　　give the money in fives/tens換成五元或十元面額

　　bill鈔票                             change零錢(qián)

　　cash現(xiàn)金                            password/code密碼

　　amount in figures小寫(xiě)金額              amount in words大寫(xiě)金額

　　credit card信用卡                 the balance of your bank account帳戶(hù)余額

　　traveler’s check/chque旅行支票         coin硬幣

　　penny便士                          nickel（美、加）的五分硬幣

　　dime（美、加）的十分硬幣           unit 貨幣單位

　　value/worth面值                     ounce盎司1/16磅

　　commercial/merchant bank商業(yè)銀行     full refund全額償還

　　extension延期                       overdraw/overdraft透支

　　rebate回扣                          payday發(fā)薪日

　　pay slip/envelop薪水單               a princely sum(an excessive amount)巨款

　　mortgage抵押                       by installment分期付款

　　apply for/grant_______a loan申請(qǐng)/批準(zhǔn)貸款

　　debt債務(wù)                           collateral擔(dān)保物

　　fill out/in填寫(xiě)                       chquebook/checkbook支票簿

　　loan貸款                           joint account聯(lián)名帳戶(hù)

　　expense account公款支付帳戶(hù)         cashier收銀員

　　teller銀行職員                      statement對(duì)帳單

　　money order匯票                    accountant會(huì)計(jì)

　　A.T.M自動(dòng)取款機(jī)

　　2）常用句型

　　I’d like to open a_____________account.

　　I’d like to check the present balance in ___________account.

　　I’d like to apply for a personal loan.

　　I’d like to change(兌換)___________for_____________.

　　What’s the current rate?

　　How would you like to receive your change（零錢(qián)）?

　　還有時(shí)常會(huì)考到銀行的開(kāi)放時(shí)間，一般是幾點(diǎn)到幾點(diǎn)？還有周末或許不同（注意）